Top Insurance Companies in America

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Insurance is a term used to refer to the actions, systems, or business where the financial protection (or financial compensation) to people, property, health and so forth to get reimbursement from the events that can not be expected to occur as death, loss, damage or illness, which involves the payment of premiums on a regular basis within a specified period in exchange for a policy that ensures protection.

The term "insured" usually refers to anything that is getting protection. It's a form of risk management primarily used to hedge against the risk of a contingent, uncertain loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for payment.

Insurance companies may be classified into two groups:

1. Life insurance companies, which sell life insurance, annuities and pensions products.
   
2. Non-life, general, or property/casualty insurance companies, which sell other types of insurance.
   General insurance companies can be further divided into these sub categories.
   • Standard lines
     
   • Excess lines

Here is a list of insurance companies in the United States.

Life Insurance

• Aetna
  
• Allstate Insurance Company
  
• American International Group
  
• Aon Corporation, formerly known as Combined Insurance Company of America
  
• Banner Life
  
• John Hancock Insurance, now a unit of Manulife Financial
  
• Metropolitan Life Insurance Company
  
• MONY Life Insurance Company, formerly known as Mutual of New York
  
• Nationwide Insurance
  
• New York Life
  
• Prudential Financial
  
• RBC
  
• Sagicor USA, Inc., formerly known as American Founders Life
  
• State Farm Insurance
  
• Thrivent, formerly known as Lutheran Brotherhood
  
• Travelers Group, now part of Citigroup

Health Insurance

• Blue Cross/Blue Shield
  
• The Regence Group
  
• Regence BlueShield
  
• Regence BlueCross BlueShield of Oregon
  
• Regence BlueCross of Idaho
  
• Premera BlueCross BlueShield of Utah
  
• Premera Blue Cross
  
• Harvard Community Health Plan
  
• Aetna
  
• CIGNA
  
• GroupHealth
  
• Humana Inc.
  
• Medica
  
• PacifiCare

Auto Insurance

• Geico
  
• Progressive
  
• Aflac
  
• Pemco
  
• Metropolitan Life Insurance Company
  
• State Farm Mutual Automobile Insurance Company
  
• Liberty Mutual
  
• Farmers Insurance
  
• Allstate
  
• Nationwide Insurance

Property Insurance

• Nationwide Insurance
  
• Manulife Financial

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